{"id":2047,"date":"2023-06-05T14:39:31","date_gmt":"2023-06-05T14:39:31","guid":{"rendered":"https:\/\/money911.ca\/termes-et-conditions\/"},"modified":"2023-07-19T19:34:32","modified_gmt":"2023-07-19T19:34:32","slug":"terms-and-conditions","status":"publish","type":"page","link":"https:\/\/money911.ca\/en\/terms-and-conditions\/","title":{"rendered":"Terms and Conditions"},"content":{"rendered":"\t\t
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Terms of use<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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\n\t\t\t\t\t\t\t\t\tThis Web site www.money911.ca (the “Site”), as well as its content, are the exclusive\nproperty of 14802675 Canada Inc. and its subsidiaries (collectively the “Corporation”), having a\nplace of business at 310-3370, rue France-Prime, Qu\u00e9bec (QC) G1W 4V2. \t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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\n\t\t\t\t\t\t\t\t\tYour use of this Site, as well as all transactions or requests for information made through the Site,\nare subject to compliance with these Terms and Conditions of Use of the Site (the “Terms”) and\nPrivacy Policy (the “Policy”).\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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General Terms and Conditions of use of the\nwebsite<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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\n\t\t\t\t\t\t\t\t\tTerms of use\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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\n\t\t\t\t\t\t\t\t\tBy accessing, using, consulting or requesting information or loans from the Site, in particular via\nan online form, you acknowledge the applicability of these Terms and Conditions and you\nundertake to comply with them and not to make any use of this Site (i) that does not comply with\napplicable laws or (ii) that could harm the Company in any way whatsoever. \t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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\n\t\t\t\t\t\t\t\t\tThe Company reserves the right to modify the Terms at any time without notice. Your continued\nuse and consultation of this Site following any changes will constitute your acceptance of the new\nTerms and Conditions. We recommend that you consult the Terms in force during any use of this\nSite.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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\n\t\t\t\t\t\t\t\t\tCopyrights\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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\n\t\t\t\t\t\t\t\t\tThis Site, as well as all logos, text, graphics, images, videos, soundtracks and all combinations of\nthe foregoing are the property of the Company and are protected under applicable intellectual\nproperty and copyright laws and regulations in Canada and elsewhere in the world. \t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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\n\t\t\t\t\t\t\t\t\tThe content of this Site, including all logos, texts, graphics, images, videos, soundtracks or any\nother element of this Site may not be, in whole or in part, copied, reproduced, printed, archived,\nrepublished, downloaded, displayed, sold, transferred, transmitted, modified or otherwise\ndisseminated, on paper or in any other format now known or hereafter devised, electronic or\notherwise, without the prior written consent of the Company. Provided that these Terms and\nConditions are complied with, you may, however, view and print items that are part of this Site for\nstrictly personal and non-commercial purposes.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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\n\t\t\t\t\t\t\t\t\tTrademarks\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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\n\t\t\t\t\t\t\t\t\tThe trademarks related to the Company that appear on the Site are trademarks that are the\nexclusive property of the Company or used under license and are protected under applicable\ntrademark laws and regulations in Canada and elsewhere in the world. \t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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\n\t\t\t\t\t\t\t\t\tNothing contained on this Site should be construed as granting, implicitly or explicitly, any license\nor right to use or reproduce any trademark whatsoever, except with the prior written consent of\nthe Company or any other party that may own the trademark(s) in question. \t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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\n\t\t\t\t\t\t\t\t\tModification of the information presented on the website\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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\n\t\t\t\t\t\t\t\t\tThe services displayed on this Site represent services offered in Canada by the Company. The\nCompany uses its best efforts to provide you with an accurate description of the services offered.\nThe Company assumes no responsibility or liability for any inaccuracies, errors or omissions in\nthe information contained on this Site related to the services displayed. The Company reserves\nthe right to make any changes at any time and without notice. Information relating to these\nservices may be modified, substituted or deleted at any time and without notice by the Company. \t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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\n\t\t\t\t\t\t\t\t\tDisclaimer of liability\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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\n\t\t\t\t\t\t\t\t\tPlease note that the information presented on the Site reflects the data available to the Company\nat the time the content of the Site was developed and is therefore provided in good faith, “as is”\nand without any warranties or conditions.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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\n\t\t\t\t\t\t\t\t\tUnder no circumstances shall the Company be held liable for any damage caused to the user of\nthis Site, his computer or data or for any other damage, direct or indirect, suffered in direct or\nindirect related to the use of this Site, including, without limitation, due to a request or a\ntransaction carried out via the Site, or the impossibility of using this Site and to this effect, the\nCompany declines all such liability, including, in particular, any liability in the event of damage\nresulting from any virus, worms or computer programs of an invasive or destructive nature. Under\nUnder no circumstances shall the Company, its shareholders, directors, employees or agents be\nliable to any person for any direct, indirect, incidental, consequential or other damages resulting\nfrom or relating to the use of the Site or its content. The use of this Site and the interpretation of\nthe information it contains is at the user’s own risk.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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\n\t\t\t\t\t\t\t\t\tLinks to other websites\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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\n\t\t\t\t\t\t\t\t\tThe Site may contain links to other sites owned by third parties. Please note that the Company\nhas no control over the content of these sites. Consequently, the Company, its shareholders,\ndirectors, employees or agents cannot be held responsible for the information contained on such\nwebsites, and offer no guarantee and make no representation whatsoever in this regard. These\nlinks are provided for informational purposes only and do not constitute an endorsement or\nrecommendation of the linked entities.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Privacy Policy<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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\n\t\t\t\t\t\t\t\t\tThe Company values the privacy of its customers, employees and suppliers. It is with this\nobjective in mind that the Company has established this Privacy Policy to provide a framework for\nthe Company’s practices with respect to the collection, use and disclosure of personal\ninformation.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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\n\t\t\t\t\t\t\t\t\tThis Policy sets out how the Company collects, uses, discloses and protects your personal\ninformation. The Company’s practices with respect to your personal information comply with the\nAct Respecting the Protection of Personal Information in the Private Sector of Qu\u00e9bec and the\nPersonal Information Protection and Electronic Documents Act (collectively the “Act”). This Policy\ndoes not apply to information that is not “personal information” within the meaning of the Act.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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\n\t\t\t\t\t\t\t\t\tChief Privacy Officer\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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\n\t\t\t\t\t\t\t\t\tQuestions about this Policy and the Company’s privacy procedures may be directed to the\nCompany’s Privacy Officer at the following contact information:\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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  • Phone number : (581) 318-2024<\/li>\n \t
  • Email : info@money911.ca<\/li>\n \t
  • Address : 310-3370, rue France-Prime, Qu\u00e9bec (QC) G1W 4V2<\/li>\n<\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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    \n\t\t\t\t\t\t\t\t\tCollection of personal information\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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    \n\t\t\t\t\t\t\t\t\tFor the purposes hereof, “personal information” means, in particular: any information concerning\nthe personal or material situation of an identified or identifiable individual. An identifiable person is\na person who can be identified, directly or indirectly, by reference to one or more factors specific\nto his or her physical, physiological, psychological, economic, cultural or social identity. Without\nlimiting the generality of the above, “personal information” also includes your name, gender,\naddress (postal or e-mail), telephone, mobile or fax numbers, your employer, income, social\ninsurance number and bank account numbers, as well as any personal information provided to\nthe Company for the purpose of obtaining a loan.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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    \n\t\t\t\t\t\t\t\t\tIn addition, the Company may collect personal information for the following purposes :\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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    • when you visit one of the Company’s websites or make transactions on them; <\/li>\n \t
    • when you apply for a loan (including by filling out the interactive online application form or\nanswering questions from our customer service agents);<\/li>\n \t
    • when you request information about any of our services;<\/li>\n \t
    • when you contact the Company’s customer service department or one of the Company’s\nemployees or agents;<\/li>\n \t
    • when you make comments or suggestions about the Site or services.<\/li>\n<\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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      \n\t\t\t\t\t\t\t\t\tPlease be advised that personal information will be especially collected because you will be\nasked to complete and submit a form. We require this information in order to provide customer\nsupport, to administer customer accounts and\/or to provide you with our services. The Company\nmay use this information for commercial and marketing purposes. \t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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      \n\t\t\t\t\t\t\t\t\tWe do not share any of our customers’ personal information with third parties, with the exception\nof internal and external service providers that we use to streamline or outsource one or more\naspects of our operations relating to the business, products and services we provide to you,\nunless you have given us permission to do so. These service providers are subject to\nconfidentiality agreements with us, as well as other legal restrictions that prohibit them from using\nthe information we provide to them for any purpose other than to facilitate a specific transaction\nwe outsource to them, unless you have explicitly agreed to this or have given them your prior\npermission to use your information for other purposes. \t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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      \n\t\t\t\t\t\t\t\t\tUse of personal information\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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      \n\t\t\t\t\t\t\t\t\tThe Company may use personal information for the following purposes:\n
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      • identify customers, employees and suppliers in order to establish and maintain\nrelationships with them;<\/li>\n \t
      • provide ongoing services to clients to ensure that services are delivered in an appropriate\nmanner in order to better guide clients when using services;<\/li>\n \t
      • improve services;<\/li>\n \t
      • provide information to clients of the Company about other services of the Company that\nmay be of interest to them;<\/li>\n \t
      • prevent errors and fraud;<\/li>\n \t
      • comply with legal and audit requirements.<\/li>\n<\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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        \n\t\t\t\t\t\t\t\t\tIn addition, the Company may also use personal information for the following specific purposes:\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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        • respond to your loans requests;<\/li>\n \t
        • evaluate your financial situation and offer you financial products adapted to your needs;<\/li>\n \t
        • prepare a file that will be sent to a loaner in summary form;<\/li>\n \t
        • Inform you about offers of financial products that may be of interest to you;<\/li>\n \t
        • manage the loan for which you have applied and\/or which has been granted to you;<\/li>\n \t
        • adapt your browsing on our sites to your personal situation;<\/li>\n \t
        • facilitate the renewal of a loan or your application for a new loan;<\/li>\n \t
        • verify your identity and employment;<\/li>\n \t
        • detect and prevent possible fraud;<\/li>\n \t
        • find you or track you down if necessary;<\/li>\n \t
        • any other purpose that may be provided for in a specific agreement or arrangement with\nthe Company.<\/li>\n<\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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          \n\t\t\t\t\t\t\t\t\tFinally, the Company may also use personal information to compile statistics about its business.\nThese statistics do not contain any data that could personally identify customers, employees or\nsuppliers.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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          \n\t\t\t\t\t\t\t\t\tOther uses of personal information\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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          \n\t\t\t\t\t\t\t\t\tIf the Company plans or proceeds with (i) the sale of all or part of its assets, (ii) a change of\ncontrol, (iii) a financing, and (iv) a merger with another company, the personal information in its\npossession may be disclosed to any person required to study or carry out the transactions\nplanned above. However, this personal information should be used strictly in accordance with the\nPolicy.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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          \n\t\t\t\t\t\t\t\t\tDisclosure of personal information\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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          \n\t\t\t\t\t\t\t\t\tThe Company will not exchange, rent or sell your personal information to a third party other than\nas described in the Policy without informing you or obtaining your consent.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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          \n\t\t\t\t\t\t\t\t\tNotwithstanding the above, the Company nevertheless reserves the right to disclose personal\ninformation to a third party in certain specific circumstances, including (i) to your employers in\norder to confirm the veracity of the information transmitted to the Company, (ii) to law firms or\ncollection agencies responsible for collecting debts owed when the client has not, for any reason\nwhatsoever, honoured its commitments to the Company, and (iii) to any person in order to comply\nwith any applicable law or regulation or order of a court of competent jurisdiction.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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          \n\t\t\t\t\t\t\t\t\tTransfer to third parties and\/or mandataries\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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          \n\t\t\t\t\t\t\t\t\tCertain services offered through the Company may be provided by third parties in collaboration\nwith the Company. In order to provide you with the services you request, the Company may\ntransfer information about you to these third parties, including loaners previously approved by the\nCompany.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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          \n\t\t\t\t\t\t\t\t\tWhen the Company needs to transfer personal information to third parties for processing on its\nbehalf, the Company will enter into an agreement with appropriate privacy provisions before any\ninformation is transferred to the third party. These provisions must ensure that the third party will\nonly use the personal information for its own purposes, will protect the confidentiality of the\ninformation and will only process the information as directed by the Company.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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          \n\t\t\t\t\t\t\t\t\tModifications and access to your personal information\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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          \n\t\t\t\t\t\t\t\t\tYour requests for access to your personal information in the Company’s possession should be\naddressed to the person in charge at the contact information appearing in the Privacy Chief\nOfficer section, particularly for any question regarding your credit report or recommendations\nconcerning your creditworthiness. \t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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          \n\t\t\t\t\t\t\t\t\tYou may update or rectify any personal information about you that the Company holds by\nsubmitting a written request to the person in charge. \nFinally, you may also address to the person in charge any complaint regarding the Company’s\ncompliance to the Act or the Policy.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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          \n\t\t\t\t\t\t\t\t\tConsent\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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          \n\t\t\t\t\t\t\t\t\tYou may withdraw your consent to the Company’s use or disclosure of your personal information\nby making a request to the person in charge at the contact information appearing in the Privacy\nChief Officer section. You may be asked to provide appropriate identification document or to\nidentify yourself otherwise.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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          \n\t\t\t\t\t\t\t\t\tIn certain circumstances, withdrawing someone’s consent to the use or disclosure of certain\npersonal information may result in the Company being unable to provide certain services,\nincluding granting the loan requested or acquiescing in the service requested, or in any loan\ngranted becoming due and payable. \t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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          \n\t\t\t\t\t\t\t\t\tRetention of personal information\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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          \n\t\t\t\t\t\t\t\t\tYou consent that the Company may retain your personal information once the transactions\ncovered by the information have been completed. As such, your personal information will be\nretained after the end of the contract between you and the Company. \t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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          \n\t\t\t\t\t\t\t\t\tAll personal information collected by the Company is protected by reasonable security safeguards\nappropriate to the sensitivity of the information. Personal information held in electronic format,\nincluding all information collected through the Company’s websites, is stored in secure,\nconfidential databases. The Company evaluates its security equipment and procedures on a\nregular basis and modifies them if necessary\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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          \n\t\t\t\t\t\t\t\t\tUse of cookies\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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          \n\t\t\t\t\t\t\t\t\tIn addition to personal information, the Company uses information collection tools, such as\ncookies, on certain pages of its Site in order to analyze navigation on the Site as well as the\neffectiveness of promotional campaigns. Cookies are pieces of information that a website sends\nto a user’s hard drive when he or she visits a web page. Cookies allow the Site to remember\nimportant information that will make your visit to the Site more useful. The Company uses cookies\nto improve your subsequent visits. If you do not wish to receive cookies, or if you wish to set your\nbrowser to notify you each time a cookie is sent, or if you wish to disable all cookies, use your\nbrowser options to do so. Please note that by disabling cookies, you may not be able to take\nadvantage of some of the features available on the Site.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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          \n\t\t\t\t\t\t\t\t\tThe Terms and the Policy shall be governed by and construed in accordance with the laws of the\nProvince of Quebec and the laws of Canada applicable therein, without giving rise to any conflict\nof law principles. Any legal proceeding, recourse, claim or proceeding of any nature whatsoever\narising from or related to the Site will be brought solely before the courts of the judicial district of\nMontreal, province of Quebec, Canada, to the exclusion of any other competent judicial district.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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          \n\t\t\t\t\t\t\t\t\tContact us\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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          \n\t\t\t\t\t\t\t\t\tIf you have any questions regarding the Terms and Conditions or the Privacy Policies, please\ncontact us at the following contact informations: \t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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          • Phone number : (581) 318-2024<\/li>\n \t
          • Email : info@money911.ca<\/li>\n \t
          • Address : 310-3370, rue France-Prime, Qu\u00e9bec (QC) G1W 4V2<\/li>\n<\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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            \n\t\t\t\t\t\t\t\t\tUpdated June 1st, 2023.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"

            Terms of use This Web site www.money911.ca (the “Site”), as well as its content, are the exclusive property of 14802675 Canada Inc. and its subsidiaries (collectively the “Corporation”), having a place of business at 310-3370, rue France-Prime, Qu\u00e9bec (QC) G1W 4V2. Your use of this Site, as well as all transactions or requests for information […]<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"inline_featured_image":false,"footnotes":""},"class_list":["post-2047","page","type-page","status-publish","hentry","wpbf-post"],"_links":{"self":[{"href":"https:\/\/money911.ca\/en\/wp-json\/wp\/v2\/pages\/2047","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/money911.ca\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/money911.ca\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/money911.ca\/en\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/money911.ca\/en\/wp-json\/wp\/v2\/comments?post=2047"}],"version-history":[{"count":0,"href":"https:\/\/money911.ca\/en\/wp-json\/wp\/v2\/pages\/2047\/revisions"}],"wp:attachment":[{"href":"https:\/\/money911.ca\/en\/wp-json\/wp\/v2\/media?parent=2047"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}