{"id":2037,"date":"2023-05-23T18:59:42","date_gmt":"2023-05-23T18:59:42","guid":{"rendered":"https:\/\/money911.ca\/faq\/"},"modified":"2025-05-05T17:05:15","modified_gmt":"2025-05-05T17:05:15","slug":"faq","status":"publish","type":"page","link":"https:\/\/money911.ca\/en\/faq\/","title":{"rendered":"FAQ"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"2037\" class=\"elementor elementor-2037 elementor-189\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8f174c7 e-flex e-con-boxed e-con e-parent\" data-id=\"8f174c7\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a39ecf4 elementor-widget-mobile__width-inherit elementor-widget elementor-widget-heading\" data-id=\"a39ecf4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">F.A.Q<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7b7e7c4 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"7b7e7c4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>If the following list of questions does not answer your questions or allow you to complete your endorsement request with confidence, do not hesitate to contact us.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3a0c010 e-flex e-con-boxed e-con e-parent\" data-id=\"3a0c010\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-05cbbb7 e-flex e-con-boxed e-con e-child\" data-id=\"05cbbb7\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-afaaf55 cus_tabfaq elementor-widget elementor-widget-toggle\" data-id=\"afaaf55\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"toggle.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-toggle\">\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1841\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-1841\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><i class=\"fas fa-chevron-circle-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><i class=\"elementor-toggle-icon-opened fas fa-chevron-circle-up\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">How long do I have to wait before I get my money?<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-1841\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-1841\"><p>All the loans that we guarantee are deposited by direct deposit. If your request is approved and you return the duly signed contract to us before 11:30 am, your money will be deposited electronically into your account the same day between noon and midnight.<\/p><p>If your request is approved and you return the duly signed contract to us after 11:30 am, your money will be deposited electronically into your account the next day always between noon and midnight.<\/p><p>You will also be offered to instantly receive your deposit by Interac e-transfer for a fee of $25.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-98d1cf4 e-flex e-con-boxed e-con e-child\" data-id=\"98d1cf4\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0fa8b29 cus_tabfaq  elementor-widget elementor-widget-toggle\" data-id=\"0fa8b29\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"toggle.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-toggle\">\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1641\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-1641\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><i class=\"fas fa-chevron-circle-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><i class=\"elementor-toggle-icon-opened fas fa-chevron-circle-up\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">What are your eligibility criteria?<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-1641\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-1641\"><p>Here are the criteria to be met:<\/p><ul><li>Be 18 years of age and over<\/li><li>Be a resident of Canada<\/li><li>Hold a stable job<\/li><li>Receive your salary by direct deposit into a Canadian bank account<\/li><li>Have a net income of at least $1,500 per month<\/li><li>Not having made a consumer proposal, debt consolidation or bankruptcy in the last 30 days or considering making a consumer proposal, debt consolidation or bankruptcy in the next 6 months<\/li><\/ul><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c168084 e-flex e-con-boxed e-con e-child\" data-id=\"c168084\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ae8281a cus_tabfaq elementor-widget elementor-widget-toggle\" data-id=\"ae8281a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"toggle.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-toggle\">\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1821\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-1821\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><i class=\"fas fa-chevron-circle-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><i class=\"elementor-toggle-icon-opened fas fa-chevron-circle-up\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">What are the sources of income that are not accepted?<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-1821\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-1821\"><ul><li>Social solidarity (If the net income is less than $1500 per month)<\/li><li>Alimony payments<\/li><li>Loans and grants<\/li><\/ul><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-73a4ddb e-flex e-con-boxed e-con e-parent\" data-id=\"73a4ddb\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-95a566b e-flex e-con-boxed e-con e-child\" data-id=\"95a566b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-815a466 cus_tabfaq elementor-widget elementor-widget-toggle\" data-id=\"815a466\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"toggle.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-toggle\">\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1351\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-1351\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><i class=\"fas fa-chevron-circle-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><i class=\"elementor-toggle-icon-opened fas fa-chevron-circle-up\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">What is a surety bond contract?<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-1351\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-1351\"><p>A surety agreement is a form of endorsement that allows you to obtain a loan despite the absence of a credit history or a debt ratio that is too high.<\/p><p>The guarantor endorses the loan on your behalf in order to reduce the risk incurred by the lender.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c924ec1 e-flex e-con-boxed e-con e-child\" data-id=\"c924ec1\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-69cc198 cus_tabfaq elementor-widget elementor-widget-toggle\" data-id=\"69cc198\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"toggle.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-toggle\">\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1101\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-1101\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><i class=\"fas fa-chevron-circle-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><i class=\"elementor-toggle-icon-opened fas fa-chevron-circle-up\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">What should I expect if I am self-employed?<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-1101\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-1101\"><p>We will analyze your request in the same way as an employee!<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6e951a9 e-flex e-con-boxed e-con e-child\" data-id=\"6e951a9\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1b8840d cus_tabfaq elementor-widget elementor-widget-toggle\" data-id=\"1b8840d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"toggle.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-toggle\">\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2881\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-2881\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><i class=\"fas fa-chevron-circle-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><i class=\"elementor-toggle-icon-opened fas fa-chevron-circle-up\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">For what reasons could I have my request refused?<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-2881\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-2881\"><ul><li>Instant Bank Verification (IBV) missing<\/li><li>Too recent bank account<\/li><li>Incomplete documents for analysis<\/li><li>Non-compliance with the eligibility criteria<\/li><li>Debt ratio too high;<\/li><li>NSF and\/or chargeback.<\/li><li>Other reasons considered appropriate.<\/li><\/ul><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-92ba803 e-flex e-con-boxed e-con e-parent\" data-id=\"92ba803\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-0235e56 e-flex e-con-boxed e-con e-child\" data-id=\"0235e56\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-51ad3fc cus_tabfaq elementor-widget elementor-widget-toggle\" data-id=\"51ad3fc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"toggle.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-toggle\">\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-8561\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-8561\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><i class=\"fas fa-chevron-circle-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><i class=\"elementor-toggle-icon-opened fas fa-chevron-circle-up\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">When will I be eligible for a renewal?<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-8561\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-8561\"><ul><li>You are eligible for renewal if your balance is less than $150.<\/li><li>The client with a balance of less than $ 150 but who has not respected the initial terms of his contract could be refused his request. Other reasons for refusal may also apply.<\/li><li>The renewal of your bond is never guaranteed.<\/li><\/ul><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f87fdb0 e-flex e-con-boxed e-con e-child\" data-id=\"f87fdb0\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-cff7b67 cus_tabfaq elementor-widget elementor-widget-toggle\" data-id=\"cff7b67\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"toggle.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-toggle\">\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2181\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-2181\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><i class=\"fas fa-chevron-circle-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><i class=\"elementor-toggle-icon-opened fas fa-chevron-circle-up\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">How much are your interest rates and bond fees?<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-2181\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-2181\">You will find a detailed description of the products offered on our <a href=\"https:\/\/money911.ca\/\" style=\"font-weight:700; text-decoration:underline;\">homepage<\/a> as well as on the <a href=\"https:\/\/money911.ca\/services\/\" style=\"font-weight:700; text-decoration:underline;\">Services<\/a> page.<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5052324 e-flex e-con-boxed e-con e-child\" data-id=\"5052324\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-bebe33d cus_tabfaq elementor-widget elementor-widget-toggle\" data-id=\"bebe33d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"toggle.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-toggle\">\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2001\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-2001\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><i class=\"fas fa-chevron-circle-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><i class=\"elementor-toggle-icon-opened fas fa-chevron-circle-up\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">Can I repay my entire balance at any time?<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-2001\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-2001\"><p>You can pay off your entire balance at any time by contacting us at (877) 215-1293.<\/p>\n<p>We will redirect you to the lender, who will provide you with the payment information needed to settle the balance of your loan.<\/p>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6daf978 e-flex e-con-boxed e-con e-parent\" data-id=\"6daf978\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-4f423c6 e-flex e-con-boxed e-con e-child\" data-id=\"4f423c6\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a0b37fd cus_tabfaq elementor-widget elementor-widget-toggle\" data-id=\"a0b37fd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"toggle.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-toggle\">\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1681\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-1681\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><i class=\"fas fa-chevron-circle-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><i class=\"elementor-toggle-icon-opened fas fa-chevron-circle-up\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">In case of difficulty in refunding, what are my options?<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-1681\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-1681\"><p>First, you must contact us at (877) 215-1293 to identify the solution that best suits you. We are flexible and attentive to customer needs.<\/p><p>It is therefore possible for you to modify your payment schedule for a fee of $ 12.50 or to postpone a payment for a fee of $ 25. A $40 fee will be charged for an NSF direct debit or for a chargeback. All fees listed above are at the discretion of the lender.<\/p><p>In case of prolonged default of payment, the debt will be transferred to our collection agency.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-9eb0fe5 e-flex e-con-boxed e-con e-child\" data-id=\"9eb0fe5\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0e336c5 cus_tabfaq last_tab elementor-widget elementor-widget-toggle\" data-id=\"0e336c5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"toggle.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-toggle\">\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1481\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-1481\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><i class=\"fas fa-chevron-circle-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><i class=\"elementor-toggle-icon-opened fas fa-chevron-circle-up\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">How do I fill out my application correctly?<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-1481\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-1481\"><ul>\n \t<li>Any new application for a guarantee must be sent to us via our website under the <a href=\"https:\/\/clients.money911.ca\/clients\/application\/create\/v1\/step\/identification\/?lang=en\" style=\"font-weight:700; text-decoration:underline;\">New Application tab<\/a>.<\/li>\n \t<li>We do not make a request over the phone. You must then complete the instant bank verification (IBV). It is sent to us by your financial institution and allows us to access your bank statement, in read-only copy. This system allows us to speed up the approval process and it is 100% secure because it does not allow us to access your username and password under any circumstances.<\/li>\n \t<li>If your request is accepted, you will receive an email asking for the missing documents in order to confirm your identity and finalize your request. Otherwise, you will receive an email indicating the reason for your refusal.<\/li>\n<\/ul><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-8d669c4 elementor-hidden-widescreen elementor-hidden-desktop elementor-hidden-tablet mov_accordion elementor-hidden-mobile e-flex e-con-boxed e-con e-parent\" data-id=\"8d669c4\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9b4f17e elementor--v-position-top elementor-arrows-position-outside tab_faqmov elementor--h-position-center elementor-widget elementor-widget-slides\" data-id=\"9b4f17e\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;navigation&quot;:&quot;arrows&quot;,&quot;transition&quot;:&quot;fade&quot;,&quot;transition_speed&quot;:0}\" data-widget_type=\"slides.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-swiper\">\n\t\t\t\t\t<div class=\"elementor-slides-wrapper elementor-main-swiper swiper\" role=\"region\" aria-roledescription=\"carousel\" aria-label=\"Slides\" dir=\"ltr\" data-animation=\"\">\n\t\t\t\t<div class=\"swiper-wrapper elementor-slides\">\n\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-repeater-item-6b343de swiper-slide\" role=\"group\" aria-roledescription=\"slide\"><div class=\"swiper-slide-bg\"><\/div><div class=\"swiper-slide-inner\" ><div class=\"swiper-slide-contents\"><div class=\"elementor-slide-heading\">F.A.Q  #1<\/div><div class=\"elementor-slide-description\">\n\t   <button class=\"accordion-faq\">What are the eligibility requirements?<\/button>\n\t\t<div class=\"panel-faq\">\n  \t\t\t<p>All the loans that we guarantee are deposited by direct deposit. If your request is approved and you return the duly signed contract to us before 11:30 am, your money will be deposited electronically into your account the same day between noon and midnight.<\/p>\n\t\t\t<p>If your request is approved and you return the duly signed contract to us after 11:30 am, your money will be deposited electronically into your account the next day always between noon and midnight.<\/p>\n\t\t\t<p>You will also be offered to instantly receive your deposit by Interac e-transfer for a fee of $25.<\/p>\n\t\t<\/div><\/div><\/div><\/div><\/div><div class=\"elementor-repeater-item-68bfee7 swiper-slide\" role=\"group\" aria-roledescription=\"slide\"><div class=\"swiper-slide-bg\"><\/div><div class=\"swiper-slide-inner\" ><div class=\"swiper-slide-contents\"><div class=\"elementor-slide-heading\">F.A.Q  #2<\/div><div class=\"elementor-slide-description\">\n\t   <button class=\"accordion-faq\">What are your eligibility criteria?<\/button>\n\t\t<div class=\"panel-faq\">\n  \t\t\t<p>Here are the criteria to be met:<\/p>\n\t\t\t<ul>\n\t\t\t\t<li>Be 18 years of age and over<\/li>\n\t\t\t\t<li>Be a resident of Canada<\/li>\n\t\t\t\t<li>Hold a stable job<\/li>\n\t\t\t\t<li>Receive your salary by direct deposit into a Canadian bank account<\/li>\n\t\t\t\t<li>Have a net income of at least $1,500 per month<\/li>\n\t\t\t\t<li>Not having made a consumer proposal, debt consolidation or bankruptcy in the last 30 days or considering making a consumer proposal, debt consolidation or bankruptcy in the next 6 months<\/li>\n\t\t\t<\/ul>\n\t\t<\/div><\/div><\/div><\/div><\/div><div class=\"elementor-repeater-item-44390d3 swiper-slide\" role=\"group\" aria-roledescription=\"slide\"><div class=\"swiper-slide-bg\"><\/div><div class=\"swiper-slide-inner\" ><div class=\"swiper-slide-contents\"><div class=\"elementor-slide-heading\">F.A.Q  #3<\/div><div class=\"elementor-slide-description\">\n\t   <button class=\"accordion-faq\">What are the sources of income that are not accepted?<\/button>\n\t\t<div class=\"panel-faq\">\n  \t\t\t<ul>\n\t\t\t\t<li>Social solidarity (If the net income is less than $1500 per month)<\/li>\n\t\t\t\t<li>Alimony payments<\/li>\n\t\t\t\t<li>Loans and grants<\/li>\n\t\t\t<\/ul>\n\t\t<\/div><\/div><\/div><\/div><\/div><div class=\"elementor-repeater-item-e574678 swiper-slide\" role=\"group\" aria-roledescription=\"slide\"><div class=\"swiper-slide-bg\"><\/div><div class=\"swiper-slide-inner\" ><div class=\"swiper-slide-contents\"><div class=\"elementor-slide-heading\">F.A.Q  #4<\/div><div class=\"elementor-slide-description\">\n\t   <button class=\"accordion-faq\">What is a surety bond contract?<\/button>\n\t\t<div class=\"panel-faq\">\n  \t\t\t<p>A surety agreement is a form of endorsement that allows you to obtain a loan despite the absence of a credit history or a debt ratio that is too high.<\/p>\n\t\t\t<p>The guarantor endorses the loan on your behalf in order to reduce the risk incurred by the lender.<\/p>\n\t\t<\/div><\/div><\/div><\/div><\/div><div class=\"elementor-repeater-item-15d5586 swiper-slide\" role=\"group\" aria-roledescription=\"slide\"><div class=\"swiper-slide-bg\"><\/div><div class=\"swiper-slide-inner\" ><div class=\"swiper-slide-contents\"><div class=\"elementor-slide-heading\">F.A.Q  #5<\/div><div class=\"elementor-slide-description\">\n\t   <button class=\"accordion-faq\">What should I expect if I am self-employed?<\/button>\n\t\t<div class=\"panel-faq\">\n  \t\t\t<p>We will analyze your request in the same way as an employee!<\/p>\n\t\t<\/div><\/div><\/div><\/div><\/div><div class=\"elementor-repeater-item-6ad6f43 swiper-slide\" role=\"group\" aria-roledescription=\"slide\"><div class=\"swiper-slide-bg\"><\/div><div class=\"swiper-slide-inner\" ><div class=\"swiper-slide-contents\"><div class=\"elementor-slide-heading\">F.A.Q  #6<\/div><div class=\"elementor-slide-description\">\n\t   <button class=\"accordion-faq\">For what reasons could I have my request refused?<\/button>\n\t\t<div class=\"panel-faq\">\n  \t\t\t<ul>\n\t\t\t\t<li>Instant Bank Verification (IBV) missing<\/li>\n\t\t\t\t<li>Too recent bank account<\/li>\n\t\t\t\t<li>Incomplete documents for analysis<\/li>\n\t\t\t\t<li>Non-compliance with the eligibility criteria<\/li>\n\t\t\t\t<li>Debt ratio too high;<\/li>\n\t\t\t\t<li>NSF and\/or chargeback.<\/li>\n\t\t\t\t<li>Other reasons considered appropriate.<\/li>\n\t\t\t<\/ul>\n\t\t<\/div><\/div><\/div><\/div><\/div><div class=\"elementor-repeater-item-1c87f6a swiper-slide\" role=\"group\" aria-roledescription=\"slide\"><div class=\"swiper-slide-bg\"><\/div><div class=\"swiper-slide-inner\" ><div class=\"swiper-slide-contents\"><div class=\"elementor-slide-heading\">F.A.Q  #7<\/div><div class=\"elementor-slide-description\">\n\t   <button class=\"accordion-faq\">When will I be eligible for a renewal<\/button>\n\t\t<div class=\"panel-faq\">\n  \t\t\t<ul>\n\t\t\t\t<li>You are eligible for renewal if your balance is less than $150.<\/li>\n\t\t\t\t<li>The client with a balance of less than $ 150 but who has not respected the initial terms of his contract could be refused his request. Other reasons for refusal may also apply.<\/li>\n\t\t\t\t<li>The renewal of your bond is never guaranteed.<\/li>\n\t\t\t<\/ul>\n\t\t<\/div><\/div><\/div><\/div><\/div><div class=\"elementor-repeater-item-cb8035a swiper-slide\" role=\"group\" aria-roledescription=\"slide\"><div class=\"swiper-slide-bg\"><\/div><div class=\"swiper-slide-inner\" ><div class=\"swiper-slide-contents\"><div class=\"elementor-slide-heading\">F.A.Q  #8<\/div><div class=\"elementor-slide-description\">\n\t   <button class=\"accordion-faq\">How much are your interest rates and bond fees?<\/button>\n\t\t<div class=\"panel-faq\">\n  \t\t\t<p>You will find a detailed description of the products offered on our homepage as well as on the Services page.<\/p>\n\t\t<\/div><\/div><\/div><\/div><\/div><div class=\"elementor-repeater-item-c064722 swiper-slide\" role=\"group\" aria-roledescription=\"slide\"><div class=\"swiper-slide-bg\"><\/div><div class=\"swiper-slide-inner\" ><div class=\"swiper-slide-contents\"><div class=\"elementor-slide-heading\">F.A.Q  #9<\/div><div class=\"elementor-slide-description\">\n\t   <button class=\"accordion-faq\">Can I repay my entire balance at any time?<\/button>\n\t\t<div class=\"panel-faq\">\n  \t\t\t<p>You can pay your entire balance at any time by contacting us at (877) 711-7738.<\/p>\n\t\t\t<p>We will redirect you to the lender who will take care of sending you the payment information in order to pay the balance of your loan.<\/p>\n\t\t<\/div><\/div><\/div><\/div><\/div><div class=\"elementor-repeater-item-a22456c swiper-slide\" role=\"group\" aria-roledescription=\"slide\"><div class=\"swiper-slide-bg\"><\/div><div class=\"swiper-slide-inner\" ><div class=\"swiper-slide-contents\"><div class=\"elementor-slide-heading\">F.A.Q  #10<\/div><div class=\"elementor-slide-description\">\n\t   <button class=\"accordion-faq\">In case of difficulty in refunding, what are my options?<\/button>\n\t\t<div class=\"panel-faq\">\n  \t\t\t<p>First, you must contact us at (877) 215-1293 to identify the solution that best suits you. We are flexible and attentive to customer needs.<\/p>\n\t\t\t<p>It is therefore possible for you to modify your payment schedule for a fee of $ 12.50 or to postpone a payment for a fee of $ 25. A $40 fee will be charged for an NSF direct debit or for a chargeback. All fees listed above are at the discretion of the lender.<\/p>\n\t\t\t<p>In case of prolonged default of payment, the debt will be transferred to our collection agency.<\/p>\n\t\t<\/div><\/div><\/div><\/div><\/div><div class=\"elementor-repeater-item-0ecdb3e swiper-slide\" role=\"group\" aria-roledescription=\"slide\"><div class=\"swiper-slide-bg\"><\/div><div class=\"swiper-slide-inner\" ><div class=\"swiper-slide-contents\"><div class=\"elementor-slide-heading\">F.A.Q  #11<\/div><div class=\"elementor-slide-description\">\n\t   <button class=\"accordion-faq\">How do I fill out my application correctly?<\/button>\n\t\t<div class=\"panel-faq\">\n  \t\t\t<ul>\n\t\t\t\t<li>Any new application for a guarantee must be sent to us via our website under the New Application tab.<\/li>\n\t\t\t\t<li>We do not make a request over the phone. You must then complete the instant bank verification (IBV). It is sent to us by your financial institution and allows us to access your bank statement, in read-only copy. This system allows us to speed up the approval process and it is 100% secure because it does not allow us to access your username and password under any circumstances.<\/li>\n\t\t\t\t<li>If your request is accepted, you will receive an email asking for the missing documents in order to confirm your identity and finalize your request. Otherwise, you will receive an email indicating the reason for your refusal.<\/li>\n\t\t\t<\/ul>\n\t\t<\/div><\/div><\/div><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-swiper-button elementor-swiper-button-prev\" role=\"button\" tabindex=\"0\" aria-label=\"Previous slide\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"eicon-chevron-left\"><\/i>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"elementor-swiper-button elementor-swiper-button-next\" role=\"button\" tabindex=\"0\" aria-label=\"Next slide\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"eicon-chevron-right\"><\/i>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>F.A.Q If the following list of questions does not answer your questions or allow you to complete your endorsement request with confidence, do not hesitate to contact us. How long do I have to wait before I get my money? All the loans that we guarantee are deposited by direct deposit. 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